Sedera and Medical Cost Sharing: A Practical Solution for Independent Providers

In today’s increasingly complex healthcare landscape, independent clinicians and small practice owners are searching for ways to offer affordable, practical health benefits without relying on costly, restrictive insurance plans. Sedera is leading the way with medical cost sharing—an innovative, community-based solution purpose-built to address the challenges providers face when caring for themselves, their families, and their employees.

What Is Sedera?

Sedera is a non-insurance medical cost sharing community where members contribute monthly to help cover large and unexpected health expenses. Unlike traditional insurance, Sedera’s model restores transparency and control, supporting cash-pay patients and direct relationships between providers and their patients.

Three Membership Options

  • Self & Family: Ideal for clinicians who want to protect themselves and loved ones without the high price tag of insurance.
  • Business Owners: Designed for small practice owners, this option lets you provide meaningful benefits to employees—without the complexity or cost of group insurance plans.
  • Direct Primary Care (DPC): For DPC clinics and their patients, Sedera integrates seamlessly with monthly memberships, supporting comprehensive primary care and reducing overall healthcare expenses.

Learn more about these options here. 

How Sedera Helps Providers and Practices

  • Supports Independent Providers: Empower clinicians with access to essential medical protection and direct reimbursement, not subject to insurance delays or denials.
  • Solves for Employee Health Benefits: Give your staff access to real support for large medical events—without network restrictions or inflated premiums.
  • Reduces Costs with DPC: Pairing Sedera with Direct Primary Care can cut overall health expenses substantially compared to insurance-based solutions—the community helps negotiate fair prices and avoid surprise medical bills.
  • Minimizes Bureaucracy: Providers and members benefit from simple, clear guidelines and a mission-driven approach that values people over profit.
  • Keeps Care Direct: Sedera eliminates third-party interference, letting providers focus on delivering high-quality care and building lasting patient relationships.

Is Medical Cost Sharing Right for You?

If you own a small practice or operate independently, Sedera’s medical cost sharing options can provide peace of mind and financial clarity for you, your family, and your staff. This practical solution supports what matters most—patient and provider relationships—while helping reduce healthcare costs and administrative headaches.

Ready to learn more or explore which Sedera solution fits your needs? Visit our website here.